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Rule of 72 Calculator

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Related: rule of 72 calculator • money doubling time • investment doubling calculator

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What is the Rule of 72?

The Rule of 72 Calculator is a legendary mental-math shortcut used in finance to estimate exactly how many years it will take for an investment to double in value at a given fixed annual rate of return.

The Formula

Years to Double = 72 / Annual Interest Rate

For example, if you invest in an FD offering 7% p.a., it will take approximately (72 / 7) = 10.28 years to double your money. If you invest in an equity fund offering 12%, it doubles in just 6 years!

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Written by Shubham Yadav
Founder, ArthaRoute  ·  Personal Finance Enthusiast
Shubham built ArthaRoute to make Indian personal finance calculations accurate, free, and accessible to everyone — with no sign-up, no ads, and no data collection. All formulas are sourced from official Indian regulatory guidelines (PFRDA, SEBI, Income Tax Act, RBI).